How to Check if a Charity is Legitimate

Donating to charity is an act of trust. You’re trusting that your hard-earned money will reach those who need it most. But how do you know if a charity is actually legitimate?

In this guide, we’ll show you exactly how to verify any charity before you donate.

Check the Charity Commission Register

The first and most important step is to verify the charity is registered with the Charity Commission (for England and Wales), OSCR (Scotland), or the Charity Commission for Northern Ireland.

How to check:

1. Visit the Charity Commission Register
2. Search for the charity by name or registration number
3. Check their registration status
4. Look for any regulatory history

Red flags to watch for:

• Charity not found on the register
• Registration “removed” or “ceased”
• Regulatory actions or inquiries listed
• Inconsistent registration numbers

Review Their Financial Accounts

Registered charities must file annual accounts. These tell you how money is being spent.

What to look for:

• Total income vs. expenditure
• Percentage spent on charitable activities (aim for 75%+)
• Reserves policy (do they hold too much cash?)
• Auditor’s report (any concerns raised?)

Most charity accounts are available free on the Charity Commission website.

Assess Their Transparency

Legitimate charities are transparent about their work. Check their website for:

• Clear explanation of their mission
• Details of projects and programs
• Impact reports and beneficiary stories
• Named leadership team and trustees
• Published annual reports
• Contact information and registered address

Look for Red Flags

Warning Signs:

• Pressure to donate immediately
• Vague about how funds are used
• No registered charity number displayed
• Unsolicited contact (cold calls, doorstep)
• Refuses to provide written information
• Charity name very similar to well-known charity
• Cash-only donations requested

Questions to Ask Before Donating

1. What percentage of my donation goes to the cause?
2. Can you send me your latest annual report?
3. How will my specific donation be used?
4. Will I receive updates on my donation’s impact?
5. Is my donation tax-deductible?
6. Do you accept Zakat? (if relevant)

Use Donor Voices

We do the hard work for you. Our charity profiles include:

• Charity Commission status
• Our independent assessment
• Donor reviews and complaints
• Key financial information
• Zakat eligibility

Sign up for alerts and we’ll notify you if any charity you’re watching faces investigation or concerns.